Terms & Conditions
Last updated: January 15, 2026
These Terms and Conditions (hereinafter, "T&C") govern the access to and use of the real estate crowdlending platform operated by Velqenta S.A. ("Velqenta", "we" or "the Platform"). By accessing or using our website velqenta.com, you accept these T&C in their entirety. If you do not agree with any of these conditions, please do not use the platform.
1. Platform description
Velqenta is a digital real estate crowdlending platform that allows individuals and legal entities to participate in the financing of real estate projects in Argentina. The platform acts as an intermediary between investors and developers, facilitating access to real estate investment opportunities.
2. Eligibility
To use the platform, you must: (a) be at least 18 years old; (b) have legal capacity to contract; (c) have a valid identity document issued by a competent Argentine or foreign authority; (d) not be prohibited from operating in the Argentine financial system.
3. Registration and account
To access investment functionalities, you must complete a registration process that includes identity verification in accordance with Anti-Money Laundering and Terrorism Financing regulations (Law 25,246 and amendments). You are responsible for maintaining the confidentiality of your access credentials.
4. Investments and risks
Investments made through Velqenta involve risks inherent to the real estate market, including but not limited to: fluctuations in property values, construction delays, regulatory changes, developer credit risk, and illiquidity risk. Past returns do not guarantee future returns. Velqenta does not guarantee any return on investment.
5. Velqenta's obligations
Velqenta commits to: providing clear and accurate information about each project; conducting a prior evaluation process of developers and projects; keeping investor funds in separate accounts; providing periodic reports on project status; complying with applicable regulations.
6. Intellectual property
All content on the website, including text, graphics, logos, images, software, and design, is the exclusive property of Velqenta S.A. or its licensors and is protected by Argentine and international intellectual property laws. Its reproduction, distribution, or modification without prior written authorization is prohibited.
7. Limitation of liability
Velqenta shall not be liable for indirect, incidental, special, or consequential damages arising from the use of the platform or investments made. Velqenta's total liability is limited to the amount of commissions actually received for the transaction in question.
8. Termination
Velqenta reserves the right to suspend or cancel your account in the event of breach of these T&C, suspicious activity, request from a competent authority, or for any other reason deemed justified, with prior notice when possible.
9. Jurisdiction and applicable law
These T&C are governed by the laws of the Argentine Republic. Any dispute arising from the use of the platform shall be submitted to the jurisdiction of the Ordinary Commercial Courts of the City of Buenos Aires, with both parties waiving any other forum or jurisdiction.
10. Dispute resolution
Before initiating any legal action, the parties agree to attempt to resolve disputes through mediation before the Mediation Center of the Buenos Aires Bar Association. The mediation procedure shall be governed by Law 26,589 on Mediation and Conciliation.
11. Changes
Velqenta reserves the right to modify these T&C at any time. Changes will be notified to registered users by email and published on this page with the last updated date.
12. Contact
For inquiries about these Terms and Conditions, you can write to us at legal@velqenta.com or visit our office at Av. Corrientes 1234, Floor 8, Office 802, C1043AAZ, Buenos Aires, Argentina.